Keep Scam Artists Out of Your Wallet
Jun 23, 2015
Avoid losing your money to unethical scam artists
Warmer weather brings with it construction projects and stormy weather (that is often followed by needed construction projects). And, unfortunately, it also brings out unscrupulous scam artists who are looking for ways to separate you from your hard earned money.
Jim Haggerty of Ledegar Roofing recently helped a woman in the area that was almost a victim of a scam.
“A woman from Winona called what she thought was a local roofing contractor from an ad in her newspaper. It turns out the company was actually from out of state and the number wasn't local at all.
The salesman wouldn't leave her house without getting a signed proposal and down payment. He was pushy and used scare tactics to make her feel like if she didn't make a decision right then and there her roof would leak and she wouldn't be able to take advantage of his "deal". She got so caught up in the sale and pressure to sign, she didn’t realize until later that she gave him her social security number. (There is no reason we would ever need a social security number for a job.)
After he left, she knew something wasn’t right and she tried contacting him to cancel. It took her a long time to reach him and longer to get her money back.
When she called Ledegar Roofing to receive a bid she realized the “scammer’s” bid was three times the amount for the same type of materials. She was lucky but many aren’t.”
State and federal legislation continues to write laws to protect consumers. It is important to know your rights, but it is also important to avoid these scams from the beginning.
- Know who you are dealing with. If you have never heard of a company, do your research. Check out their website, license and insurance and get referrals. If no one has heard of them, they are probably not local and will not be around to back up their work.
- Be wary of contractors who knock at your door without an appointment. High pressure sales people can sometimes be hard to say no to, but ask them to leave a card and explain that you will be in touch if needed. Don’t give out your phone number or any other information.
- A promise of paying part or all of an insurance deductible is illegal. Wisconsin state legislation written in 2013 prohibits any “promise to pay or rebate all or any portion of a property insurance deductible as an incentive to a consumer entering into a written or oral contract”.
- Get a written contract. Any reputable contractor will put all terms in writing, in detail so you know exactly what you are getting for your money.
- Always ask for a copy of the contractor’s certificate of liability insurance. If they aren’t insured, you will be on the hook if injuries or damages occur during the construction process.
When looking for a reputable roofing contractor, a company that was established in 1908 is a good place to start! Learn more about Ledegar Roofing and schedule an appointment for a free estimate today.
Ledegar Roofing has been providing quality, expert roofing services since 1908.